10 Reasons to Switch to The Bank of Tioga

Published: Apr 17, 2018 9:55:09 AM

At The Bank of Tioga we realize that banking is an ever changing industry, and as a community bank we have made it a priority to adapt quickly. We are always striving to stay on top of the latest banking trends in this technology driven world we live in, and below are 10 different products and services we have invested in to provide you with an overall excellent banking experience.

1. Checking Account Options
Our checking accounts each have their own benefits, designed to meet your specific needs! Are you looking to earn competitive interest? We have you covered! Are you looking for free online services and the ability to earn monthly ATM refunds? Yep, we have that, too. Or maybe you're just in the market for a basic, no-service charge checking account. The Bank of Tioga also has that. Learn more about our checking account options here.

2. Business Accounts
Own a business and looking for an account that fits your specific needs? Whether you're a small business with minimal transactions, or a larger business with high transaction volumes, we have you covered. Review our three business checking account options, which all feature free online services on top of their other benefits, here.

3. Shazam® ATM network
All The Bank of Tioga clients can use the Shazam ATM network for free ATM withdrawals. Find all ATMs on the Shazam network here using the Privileged Status ATM locator. 

4. Custom CD Rates
The Bank of Tioga offers competitive custom CD rates every day. Traditional CDs offer no risk investments that have guaranteed returns. Additionally, we offer CDtwo®, a next-gen CD that gives you options - including a bonus when you withdraw early and interest rates have declined. CDtwo is the same as a traditional CD, except without a standard early withdrawal penalty. Read more here.

5. Limited Fees
Rather than charge an arbitrary fee for services such as paper statements, we choose to have conversations with clients about their options and ensure that we are able to find a mutually beneficial solution for each client, as each of our clients is unique when it comes to their approach in managing their finances. The Bank of Tioga even offers checking account options that provide free sweeps to avoid overdrafts. Read more here.

6. Instant Issue Debit Cards
No one wants to wait 7-10 business days for their debit card so our new instant issue debit cards offer you instant gratification and the ability to begin accessing your funds immediately. You have the flexibility to stop by the bank to pick up a new card if yours is lost, stolen or compromised, eliminating the wait time for a new one to arrive in the mail. Qualifications may apply. Read more here.

7. Mobile Banking
Today's phones are more like Swiss army knives — with just one device you can make calls, take pictures, and, now, handle your banking. View balances, pay bills, and transfer funds between accounts with just a few taps. Download our free mobile app to access your accounts anywhere you go. Read more here.

8. Mobile Deposit Capture
Deposit a check directly into your account using your phone! As long as you have our mobile app downloaded, you can follow these three easy steps to avoid a trip to the bank just to deposit a check. Learn more here.

9. Comprehensive Personal and Business Loans
In need of a loan? Look no further than The Bank of Tioga! We have a robust offering of both personal and business loan options to suit your needs. Give us a call to talk through your loan needs at (701) 664-3388, or review our options for personal loans here and business loans here

10. Client Impact
Don't you love walking out of a business feeling appreciated and taken care of - like the company truly listened to your needs and helped you out? Our employees strive to go above and beyond for each client, ensuring they are offered the best overall banking experience possible. It is our goal to impact your life in a positive manner, whether it be with a piece of chocolate when you visit the branch or helping you navigate finances.

Ready to make the switch? Visit our website to review our account options! If you still have further questions, contact us at (701) 664-3388.

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