---
title: Blog | The Bank of Tioga | About Us
description: About Us |
---

[![The Bank of Tioga](https://blog.thebankoftioga.com/hubfs/TheBankofTioga_Mar2017/Images/logo.png)](https://www.thebankoftioga.com/)

Try again:

- Contact Us
- Client Services
- [Careers](https://www.thebankoftioga.com/home/about-us/careers.html)
- [Blog](https://blog.thebankoftioga.com/)

- PERSONAL 
    - [CHECKING](https://www.thebankoftioga.com/personal/checking) 
          - [TBOT Checking](https://www.thebankoftioga.com/personal/checking/tbot-checking.html)
          - [TBOT Checking Plus](https://www.thebankoftioga.com/personal/checking/tbot-checking-plus.html)
          - [Black Gold Checking](https://www.thebankoftioga.com/personal/checking/black-gold-checking.html)
          - [HSA](https://www.thebankoftioga.com/personal/checking/hsa.html)
    - [SAVINGS & CDS](https://www.thebankoftioga.com/personal/savings-cds) 
          - [Select Savings](https://www.thebankoftioga.com/personal/savings-cds/select-savings.html)
          - [Prime Plus Money Market](https://www.thebankoftioga.com/personal/savings-cds/prime-plus-money-market.html)
          - [Certificates of Deposit (CDs)](https://www.thebankoftioga.com/personal/savings-cds/certificates-of-deposit-cds.html)
          - [CDtwo®](https://www.thebankoftioga.com/personal/savings-cds/cdtwo.html)
          - [Individual Retirement Accounts (IRA)](https://www.thebankoftioga.com/personal/savings-cds/individual-retirement-accounts-ira.html)
    - [LOANS & CREDIT](https://www.thebankoftioga.com/personal/loans-credit) 
          - [Personal Loans](https://www.thebankoftioga.com/personal/loans-credit/personal-loans.html)
          - [Auto Loans](https://www.thebankoftioga.com/personal/loans-credit/auto-loans.html)
          - [Mortgage Loans](https://www.thebankoftioga.com/personal/loans-credit/mortgage-loans.html)
          - [Construction Loans](https://www.thebankoftioga.com/personal/loans-credit/construction-loans.html)
          - [Home Equity Loans](https://www.thebankoftioga.com/personal/loans-credit/home-equity-loans.html)
          - [Credit Cards](https://www.thebankoftioga.com/personal/loans-credit/credit-cards.html)
    - [PERSONAL SERVICES](https://www.thebankoftioga.com/personal/personal-services/online-banking.html) 
          - [Online Banking](https://www.thebankoftioga.com/personal/personal-services/online-banking.html)
          - [Mobile Banking with Mobile Deposit Capture](https://www.thebankoftioga.com/personal/personal-services/mobile-banking-with-mobile-deposit.hmtl)
          - [Instant-Issue Debit Cards](https://www.thebankoftioga.com/personal/personal-services/instant-issue-debit-cards.html)
          - [Online Bill Pay](https://www.thebankoftioga.com/personal/personal-services/online-bill-pay.html)
          - [Transfer Money](https://www.thebankoftioga.com/personal/personal-services/transfer-money.html)
          - [Popmoney (person-to-person payments)](https://www.thebankoftioga.com/personal/personal-services/popmoney-person-to-person-payments.html)
          - [SHAZAM BOLT$ Protection](https://www.thebankoftioga.com/personal/personal-services/shazam-bolt-protection.html)
          - [eStatements](https://www.thebankoftioga.com/personal/personal-services/estatements.html)
          - [Additional Services](https://www.thebankoftioga.com/personal/personal-services/additional-services.html)
- BUSINESS 
    - [CHECKING](https://www.thebankoftioga.com/business/checking) 
          - [Small Business Checking](https://www.thebankoftioga.com/business/checking/small-business-checking.html)
          - [Business Checking](https://www.thebankoftioga.com/business/checking/business-checking.html)
          - [Analyzed Business Checking](https://www.thebankoftioga.com/business/checking/analyzed-business-checking.html)
    - [LOANS & CREDIT](https://www.thebankoftioga.com/business/loans-credit) 
          - [Business Loans](https://www.thebankoftioga.com/business/loans-credit/business-loans.html)
          - [Equipment Loans](https://www.thebankoftioga.com/business/loans-credit/equipment-loans.html)
          - [Construction Loans](https://www.thebankoftioga.com/business/loans-credit/construction-loans.html)
          - [Commercial Real Estate Loans](https://www.thebankoftioga.com/business/loans-credit/commercial-real-estate-loans.html)
          - [Agriculture Loans](https://www.thebankoftioga.com/business/loans-credit/agriculture-loans.html)
          - [Business Credit Cards](https://www.thebankoftioga.com/business/loans-credit/business-credit-cards.html)
    - [BUSINESS SERVICES](https://www.thebankoftioga.com/business/business-services/cash-management-services.html) 
          - [Cash Management Services](https://www.thebankoftioga.com/business/business-services/cash-management-services.html)
          - [Business Bill Pay](https://www.thebankoftioga.com/business/business-services/business-bill-pay.html)
          - [ACH Origination](https://www.thebankoftioga.com/business/business-services/ach-origination.html)
          - [Remote Deposit Capture](https://www.thebankoftioga.com/business/business-services/remote-deposit-capture.html)
          - [Wire Origination](https://www.thebankoftioga.com/business/business-services/wire-origination.html)
          - [Business eStatements](https://www.thebankoftioga.com/business/business-services/business-estatements.html)
- [WEALTH MANAGEMENT](https://www.thebankoftioga.com/wealth-management) 
    - [FINANCIAL SERVICES](https://www.thebankoftioga.com/wealth-management/financial-services.html)
- ABOUT US 
    - [OUR STORY](https://www.thebankoftioga.com/about-us/our-story.html)
    - [OUR TEAM](https://www.thebankoftioga.com/about-us/our-team.html)
    - [COMMUNITY REINVESTMENT](https://www.thebankoftioga.com/about-us/community-reinvestment.html)
    - [CAREERS](https://www.thebankoftioga.com/about-us/careers.html)
    - [NEWS](https://www.thebankoftioga.com/about-us/blog)
    - [Blog](https://blog.thebankoftioga.com)

### Client Contact Center

- Tioga: (701) 664.3388
- Crosby: (701) 965.6333
- [mybank@thebankoftioga.com](mailto:mybank@thebankoftioga.com)
- [Contact us online](https://www.thebankoftioga.com/contact/contact-us)

### Lost or Stolen Card

- (701) 664.3388 (Business Hours)
- 1 (800) 383.8000 (After Hours)

### Locations & Hours

[Follow map directions to our branch and come visit](https://www.thebankoftioga.com/home/locations.html)

### Social Media

[Facebook Social Network Opens a New Window.](https://www.facebook.com/thebankoftioga)

[Linked In Social Network Opens a New Window.](https://www.linkedin.com/company/the-bank-of-tioga)

[Twitter Social Network Opens a New Window.](https://twitter.com/bank_of_tioga)

### Debit Cards

- Shazam Privileged Status Member
- Accepted Worldwide
- Funds deducted automatically
- Access accounts via ATM
- [SecureCode Activation Opens a New Window.](https://shazam.cardinalcommerce.com/CardServices/)
- [Instant Issue Debit Cards](https://www.thebankoftioga.com/home/instant-issue-debit-cards.html)

### [Visa® Credit Cards](https://www.thebankoftioga.com/personal/loans-credit/credit-cards.html)

- Reward points for travel
- Local Client Service
- Online Access - Apply Now

### Routing Number

091310990

### [Reorder Checks Opens a New Window.](https://www.mschecks.net/aspmsoes/main/InterfaceWWW.aspx?UseHeader=No)

### [Wiring Instructions Opens a New Window.](https://www.thebankoftioga.com/documents/TBOT-1034-Receiving-Incoming-US-Wire.pdf)

### [Holiday Closings and Special Hours](https://www.thebankoftioga.com/home/holiday-closings-and-special-hours.html)

### [eServices](https://www.thebankoftioga.com/personal/online-services.html)

- Mobile Money
- Mobile Deposit Capture
- Online Bill Pay
- eStatements
- Popmoney

### Lost or Stolen Card

- (701) 664.3388 (Business Hours)
- 1 (800) 383.8000 (After Hours)

### [Security Resources](https://www.thebankoftioga.com/home/security-resources.html)

### [Online Education Center Opens a New Window.](https://www.onlinebanktours.com/oec/index.php?BID=2178)

### [Switch Kit Opens a New Window.](https://www.tsbank.com/dotAsset/cf0c2448-4684-473a-8147-63b9a3fc2a9b.pdf)

[![The Bank of Tioga](https://blog.thebankoftioga.com/hubfs/TheBankofTioga_Mar2017/Images/logo.png)](https://www.thebankoftioga.com/)

- [Contact Us](https://www.thebankoftioga.com/home/contact-us.html)
- [Client Services](https://www.thebankoftioga.com/home/client-services.html)
- [Careers](https://www.thebankoftioga.com/home/about-us/careers.html)
- [Blog](https://blog.thebankoftioga.com)

- PERSONAL 
    - [CHECKING](https://www.thebankoftioga.com/personal/checking) 
          - [TBOT Checking](https://www.thebankoftioga.com/personal/checking/tbot-checking.html)
          - [TBOT Checking Plus](https://www.thebankoftioga.com/personal/checking/tbot-checking-plus.html)
          - [Black Gold Checking](https://www.thebankoftioga.com/personal/checking/black-gold-checking.html)
          - [HSA](https://www.thebankoftioga.com/personal/checking/hsa.html)
    - [SAVINGS & CDS](https://www.thebankoftioga.com/personal/savings-cds) 
          - [Select Savings](https://www.thebankoftioga.com/personal/savings-cds/select-savings.html)
          - [Prime Plus Money Market](https://www.thebankoftioga.com/personal/savings-cds/prime-plus-money-market.html)
          - [Certificates of Deposit (CDs)](https://www.thebankoftioga.com/personal/savings-cds/certificates-of-deposit-cds.html)
          - [CDtwo®](https://www.thebankoftioga.com/personal/savings-cds/cdtwo.html)
          - [Individual Retirement Accounts (IRA)](https://www.thebankoftioga.com/personal/savings-cds/individual-retirement-accounts-ira.html)
    - [LOANS & CREDIT](https://www.thebankoftioga.com/personal/loans-credit) 
          - [Personal Loans](https://www.thebankoftioga.com/personal/loans-credit/personal-loans.html)
          - [Auto Loans](https://www.thebankoftioga.com/personal/loans-credit/auto-loans.html)
          - [Mortgage Loans](https://www.thebankoftioga.com/personal/loans-credit/mortgage-loans.html)
          - [Construction Loans](https://www.thebankoftioga.com/personal/loans-credit/construction-loans.html)
          - [Home Equity Loans](https://www.thebankoftioga.com/personal/loans-credit/home-equity-loans.html)
          - [Credit Cards](https://www.thebankoftioga.com/personal/loans-credit/credit-cards.html)
    - [PERSONAL SERVICES](https://www.thebankoftioga.com/personal/personal-services/online-banking.html) 
          - [Online Banking](https://www.thebankoftioga.com/personal/personal-services/online-banking.html)
          - [Mobile Banking with Mobile Deposit Capture](https://www.thebankoftioga.com/personal/personal-services/mobile-banking-with-mobile-deposit.hmtl)
          - [Instant-Issue Debit Cards](https://www.thebankoftioga.com/personal/personal-services/instant-issue-debit-cards.html)
          - [Online Bill Pay](https://www.thebankoftioga.com/personal/personal-services/online-bill-pay.html)
          - [Transfer Money](https://www.thebankoftioga.com/personal/personal-services/transfer-money.html)
          - [Popmoney (person-to-person payments)](https://www.thebankoftioga.com/personal/personal-services/popmoney-person-to-person-payments.html)
          - [SHAZAM BOLT$ Protection](https://www.thebankoftioga.com/personal/personal-services/shazam-bolt-protection.html)
          - [eStatements](https://www.thebankoftioga.com/personal/personal-services/estatements.html)
          - [Additional Services](https://www.thebankoftioga.com/personal/personal-services/additional-services.html)
- BUSINESS 
    - [CHECKING](https://www.thebankoftioga.com/business/checking) 
          - [Small Business Checking](https://www.thebankoftioga.com/business/checking/small-business-checking.html)
          - [Business Checking](https://www.thebankoftioga.com/business/checking/business-checking.html)
          - [Analyzed Business Checking](https://www.thebankoftioga.com/business/checking/analyzed-business-checking.html)
    - [LOANS & CREDIT](https://www.thebankoftioga.com/business/loans-credit) 
          - [Business Loans](https://www.thebankoftioga.com/business/loans-credit/business-loans.html)
          - [Equipment Loans](https://www.thebankoftioga.com/business/loans-credit/equipment-loans.html)
          - [Construction Loans](https://www.thebankoftioga.com/business/loans-credit/construction-loans.html)
          - [Commercial Real Estate Loans](https://www.thebankoftioga.com/business/loans-credit/commercial-real-estate-loans.html)
          - [Agriculture Loans](https://www.thebankoftioga.com/business/loans-credit/agriculture-loans.html)
          - [Business Credit Cards](https://www.thebankoftioga.com/business/loans-credit/business-credit-cards.html)
    - [BUSINESS SERVICES](https://www.thebankoftioga.com/business/business-services/cash-management-services.html) 
          - [Cash Management Services](https://www.thebankoftioga.com/business/business-services/cash-management-services.html)
          - [Business Bill Pay](https://www.thebankoftioga.com/business/business-services/business-bill-pay.html)
          - [ACH Origination](https://www.thebankoftioga.com/business/business-services/ach-origination.html)
          - [Remote Deposit Capture](https://www.thebankoftioga.com/business/business-services/remote-deposit-capture.html)
          - [Wire Origination](https://www.thebankoftioga.com/business/business-services/wire-origination.html)
          - [Business eStatements](https://www.thebankoftioga.com/business/business-services/business-estatements.html)
- [WEALTH MANAGEMENT](https://www.thebankoftioga.com/wealth-management) 
    - [FINANCIAL SERVICES](https://www.thebankoftioga.com/wealth-management/financial-services.html)
- ABOUT US 
    - [OUR STORY](https://www.thebankoftioga.com/about-us/our-story.html)
    - [OUR TEAM](https://www.thebankoftioga.com/about-us/our-team.html)
    - [COMMUNITY REINVESTMENT](https://www.thebankoftioga.com/about-us/community-reinvestment.html)
    - [CAREERS](https://www.thebankoftioga.com/about-us/careers.html)
    - [NEWS](https://www.thebankoftioga.com/about-us/blog)
    - [Blog](https://blog.thebankoftioga.com)

### Recent Posts

### Posts by Topic

- [Products/Services (26)](https://blog.thebankoftioga.com/topic/products-services)
- [About Us (12)](https://blog.thebankoftioga.com/topic/about-us)
- [Financial Education (11)](https://blog.thebankoftioga.com/topic/financial-education)
- [Community (3)](https://blog.thebankoftioga.com/topic/community)
- [Consumer Loan (2)](https://blog.thebankoftioga.com/topic/consumer-loan)
- [Wealth Management (2)](https://blog.thebankoftioga.com/topic/wealth-management)
- [Business Deposit (1)](https://blog.thebankoftioga.com/topic/business-deposit)
- [Online Services (1)](https://blog.thebankoftioga.com/topic/online-services)

see all

### Subscribe to Email Updates

- [September 2018 (1)](https://blog.thebankoftioga.com/archive/2018/09)
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- [March 2016 (3)](https://blog.thebankoftioga.com/archive/2016/03)

# Blog <https://blog.thebankoftioga.com/blog/rss.xml>

- [Products/Services (26)](https://blog.thebankoftioga.com/topic/products-services)
- [About Us (12)](https://blog.thebankoftioga.com/topic/about-us)
- [Financial Education (11)](https://blog.thebankoftioga.com/topic/financial-education)
- [Community (3)](https://blog.thebankoftioga.com/topic/community)
- [Consumer Loan (2)](https://blog.thebankoftioga.com/topic/consumer-loan)
- [Wealth Management (2)](https://blog.thebankoftioga.com/topic/wealth-management)
- [Business Deposit (1)](https://blog.thebankoftioga.com/topic/business-deposit)
- [Online Services (1)](https://blog.thebankoftioga.com/topic/online-services)

see all

## [Loan Us Your Time](https://blog.thebankoftioga.com/loanusyourtime)

 By: Madaline McVay

Published: July 02, 2018

As a young adult the thought of a loan or owing a large amount of money can be a very intimidating....

[Read More](https://blog.thebankoftioga.com/loanusyourtime)

## [Our Partnership with TS Prosperity Group](https://blog.thebankoftioga.com/our-partnership-with-ts-prosperity-group)

 By: The Bank of Tioga

Published: June 08, 2018

The Bank of Tioga is a community bank with branch locations in Tioga and Crosby, North Dakota. We...

[Read More](https://blog.thebankoftioga.com/our-partnership-with-ts-prosperity-group)

## [Confusing World of Investments](https://blog.thebankoftioga.com/confusing-world-of-investments)

 By: Cody Forbush

Published: June 06, 2018

The world of investing in the market can often be a confusing place. Many times it comes at the...

[Read More](https://blog.thebankoftioga.com/confusing-world-of-investments)

## [10 Reasons to Switch to The Bank of Tioga](https://blog.thebankoftioga.com/10-reasons-to-switch-to-the-bank-of-tioga)

 By: The Bank of Tioga

Published: April 17, 2018

At The Bank of Tioga we realize that banking is an ever changing industry, and as a community bank...

[Read More](https://blog.thebankoftioga.com/10-reasons-to-switch-to-the-bank-of-tioga)

## [Employee Feature: Joy Sparks](https://blog.thebankoftioga.com/employee-feature-joy-sparks)

 By: The Bank of Tioga

Published: July 28, 2017

We are featuring some of The Bank of Tioga's great employees here on the blog so that you can learn...

[Read More](https://blog.thebankoftioga.com/employee-feature-joy-sparks)

## [Take Control of Your Financial Destiny](https://blog.thebankoftioga.com/take-control-of-your-financial-destiny)

 By: Christy Baker

Published: May 12, 2017

Bear with me while I tell you a story.Picture yourself in a busy grocery store. Every line is...

[Read More](https://blog.thebankoftioga.com/take-control-of-your-financial-destiny)

## [Four Reasons You’ll Want to Upgrade Your Mobile Money App – Today](https://blog.thebankoftioga.com/four-reasons-youll-want-to-upgrade-your-mobile-money-app-today)

 By: The Bank of Tioga

Published: March 31, 2017

There’s a good chance that if you’re reading this you already have The Bank of Tioga’s Mobile Money...

[Read More](https://blog.thebankoftioga.com/four-reasons-youll-want-to-upgrade-your-mobile-money-app-today)

## [Ignite Prosperity – Our Tagline Explained](https://blog.thebankoftioga.com/ignite-prosperity-our-tagline-explained)

 By: Kelsey Stupfell

Published: March 20, 2017

Behind every tagline is a story. The Bank of Tioga’s tagline Ignite Prosperity® is one we are proud...

[Read More](https://blog.thebankoftioga.com/ignite-prosperity-our-tagline-explained)

## [eStatements According to Christy Baker, Chief Operations Officer](https://blog.thebankoftioga.com/estatements-according-to-christy-baker-chief-operations-officer)

 By: Christy Baker

Published: February 24, 2017

Many banks will encourage   you  go “Go Green” and “Save the Planet” by signing up for eStatements....

[Read More](https://blog.thebankoftioga.com/estatements-according-to-christy-baker-chief-operations-officer)

## [Cash Management Part II](https://blog.thebankoftioga.com/cash-management-part-ii)

 By: Rachel Cain

Published: June 09, 2016

In our [Part I](https://www.thebankoftioga.com/about-us/blog/cash-management-part-i) of this blog series we covered the basics of The Bank of Tioga’s Cash Management...

[Read More](https://blog.thebankoftioga.com/cash-management-part-ii)

[Next](https://blog.thebankoftioga.com/topic/about-us/page/2)

- [Privacy Policy](https://www.thebankoftioga.com/documents/TBOTPrivacyPolicy.pdf)
- [Patriot Act](https://www.thebankoftioga.com/home/patriot-act.html)
- [Terms of Use](https://www.thebankoftioga.com/home/terms-of-use.html)
- [Locations](https://www.thebankoftioga.com/home/locations.html)

### Ignite Prosperity®

[FDIC Opens a New Window.](http://www.fdic.gov/)